insurances
Printed From: Nasgaweb
Category: Nasgaweb Forums
Forum Name: A.D.
Forum Discription: This forum is for Athletic Directors to discuss issues involving running a Heavy Events competition.
URL: http://www.nasgaweb.com/forum/forum_posts.asp?TID=14282
Printed Date: 3/26/26 at 2:23pm
Software Version: Web Wiz Forums 10.11 - http://www.webwizforums.com
Topic: insurances
Posted By: vonguinness
Subject: insurances
Date Posted: 6/22/11 at 11:19am
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After organizing my first games I soon realized that this was the largest expense to cover. I've created a simple model in other sports that has worked relatively well and just wanted to get it out to the SG community to see if it's feasible. I created an entity (corp) that was considered a governing body by an insurance view. From there all the local clubs payed up into that entity to acquire insurance coverage. It was a win/win for everyone because the rate each would have paid separately is close to double the cost of paying into the entity. As long as the relationship with the insuring company is decent and they're informed of participation rates, they seem to be happy. Ultimately it frees up cash for other things like promo materials, trophies, travel expenses or whatever your sport may need extra money for. I'm sure that the larger festivals cover the athletics as part of the event insurance. However, Athletics carrying their own coverage would once again free up some funds and allow AD's benefits that I'm not even familiar with. Bonus is that games could me marketed as sanctioned or official or whatever. People love that stuff, its why marketing is such a giant ridiculous industry. I've done this with my dodgeball leagues and worked a little with the North American Currach Association on getting this stuff in place. Although I've heard some complaints, those NAS guys also seem have a pretty decent model. Dave Barron will probably not see this, although I'm sure he'd have some great input.....and not remember me, even though I judged his sweet cabers at Cortland last year. This may be totally unreasonable, but it makes sense in my head and thought I'd share. |
Replies:
Posted By: C. Smith
Date Posted: 6/23/11 at 12:51am
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Jasen - post this again in the general forum and I'm sure more will see it and have input.
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Posted By: vonguinness
Date Posted: 6/29/11 at 1:13pm
i will......someday....once I've hosted a few games and I've got it figured out some more. Right now I'm just a new guy to the community and dont want to get ahead of myself. i've been in some other stuff where some new guy comes along and tries to revolutionize everything, i usually call them an idiot and stop listening, i dont want that to happen to me, ive got lots to learn. going to set up a little corp though and take out an insurance policy to cover all the athletic stuff i run in town. Then if anyone needs an insurance binder anywhere.....for gov use permits or for whatever......i can do it inexpensively to just help folks out. it'll be nice to have for 2012 and if anyone wants to graduate their backyard games to a public venue and attract some interest, or start a new games.... they have the option. |
C. Smith wrote:Posted By: jennilee_m
Date Posted: 7/17/11 at 2:42pm
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I am not sure if this is an apporpriate question, but how much are you getting quoted for insurance?
------------- Jenni May-Dennis President San Antonio Highland Games |
Posted By: vonguinness
Date Posted: 7/26/11 at 3:14am
I believe I paid $230 for 30 athletes. ------------- jammin on the one. |
Posted By: Alan H
Date Posted: 8/19/11 at 10:40am
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I would sure like to know who your insurance provider is.
------------- Alan Hebert Geezer-In-Training |
Posted By: jennilee_m
Date Posted: 8/22/11 at 7:38am
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I got a quote from Gulfstream for $159.30 - 25 athletes. Jenni FYI: contact is Art Campbell, CPCU Gulfstream Insurance Group, Inc. ------------- Jenni May-Dennis President San Antonio Highland Games |
Posted By: S McCracken
Date Posted: 8/23/11 at 1:06am
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Thats realy cheap the last rate i had was around 500.00. ------------- North American Highlander Ohio Chair www.nahighlander.com |
Posted By: mike landrich
Date Posted: 9/04/11 at 3:24pm
Makes you appreciate the rate DJ gets for NAHA, doesn't it? ------------- "Never argue with an idiot. He'll drag you down to his level and win by experience"-Mark Twain |
Posted By: S McCracken
Date Posted: 9/06/11 at 12:32am
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yes it does, if we had a group plan for NASGA it would help everyone else. ------------- North American Highlander Ohio Chair www.nahighlander.com |
Posted By: Sugar Britches
Date Posted: 9/15/11 at 8:58am
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The Association of Scottish Games and Festivals gets that group rate through Gulfstream. I don't think it is that expensive to join ASGF and get the insurance rate. It is $95 per year. http://www.asgf.org - www.asgf.org Get in touch with their Treasurer -
The website does not look up to date, but they are still in existence. ------------- "We must become the change we want to see" Gandhi |